Legal

Last updated: 3 September 2026

Terms of Service

These terms govern your use of the STAQ web interface (the “Interface”), a front-end that helps you interact with a set of permissionless smart contracts (the “Protocol”) deployed on BNB Smart Chain. By using the Interface you agree to these terms. If you do not agree, do not use the Interface.

1. What the Protocol is

The Protocol lets anyone deploy a fixed-supply BEP-20 token, seed a single liquidity pool for it, lock that liquidity, and configure a “dividend basket” of tokenized-stock assets. On each buy, a percentage of the BNB paid is swapped into the basket assets and delivered to the buyer. The Interface does not take custody of your funds, execute trades on your behalf, or operate the pools. All transactions are initiated by you and settled on-chain by the Protocol’s smart contracts.

2. Tokenized-stock assets are not securities or company stock

A “tokenized-stock asset” referenced in the Interface is a distinct BEP-20 token issued by a third party. It is not the equity, share, or stock of the company whose name or ticker it references, is not issued or endorsed by that company, and confers no ownership, dividend, voting, redemption, or other shareholder right in that company unless the specific asset’s own issuer documents otherwise. Ticker symbols and names are used for identification only. The operator of the Interface is not the issuer of any such asset and makes no representation about any issuer, its solvency, its backing, or its legal status.

3. Eligibility and geographic restrictions

You represent that you are of legal age in your jurisdiction, that you have the legal capacity to enter into these terms, and that you are not a resident of, located in, or accessing the Interface from a jurisdiction where use of the Interface or the Protocol is prohibited or restricted. [Placeholder — counsel to insert the list of restricted jurisdictions and any screening requirements.] The operator may block access from certain jurisdictions and may update that list at any time.

4. No advice, no fiduciary relationship

Nothing in the Interface is financial, investment, legal, or tax advice. The operator is not your broker, dealer, exchange, investment adviser, or fiduciary. Estimates, quotes, price charts, market-cap figures, and “dividend” projections shown in the Interface are informational, derived from on-chain data, and may be inaccurate, delayed, or manipulable. You are solely responsible for your decisions.

5. Protocol fees

The Protocol charges a fee on sells (a percentage of the proceeds, split between the token creator and the protocol treasury) and a fixed launch fee to deploy a token. Current parameters are on-chain in the Protocol’s configuration contract and may be changed by the Protocol’s governance. The Interface itself charges no additional fee. You are responsible for network gas costs.

6. Your responsibilities

• Securing your wallet, private keys, and seed phrase. The operator cannot recover them and cannot reverse a transaction.
• Verifying every contract address, token, and transaction before you sign it.
• Complying with the laws and tax rules that apply to you.
• Understanding that on-chain transactions are permanent and public.

7. Prohibited use

You may not use the Interface to break the law; to launder money or finance terrorism; to evade sanctions; to infringe intellectual-property or publicity rights (including by launching a token that impersonates a real person, project, or company); to manipulate markets or defraud other users; or to probe, attack, or disrupt the Interface or the Protocol. The operator may restrict access it reasonably believes is connected to such activity, and may flag or delist tokens in the Interface at its discretion. Delisting from the Interface does not affect the underlying on-chain contracts.

8. Intellectual property

The Protocol’s smart-contract source is released under the license in the project repository. The STAQ name, wordmark, and the Interface’s design are the operator’s. Third-party names, logos, and marks shown for identification remain the property of their owners; their appearance is not a claim of affiliation or endorsement. If you believe a launched token or its presentation in the Interface infringes your rights, contact the operator; the operator can flag or delist the token in the Interface but cannot alter the on-chain contracts.

9. Third-party content

The Interface displays data from public blockchains and third-party services, links to external sites, and loads asset logos from third-party image hosts. The operator does not control and is not responsible for third-party content, its accuracy, or its availability, and inclusion of a link or logo is not an endorsement.

10. No warranty

The Interface and the Protocol are provided “as is” and “as available”, without warranty of any kind, express or implied, including merchantability, fitness for a particular purpose, title, and non-infringement. The operator does not warrant that the Interface will be uninterrupted, error-free, secure, or that data shown is accurate. The Protocol is experimental software. A professional security audit has not necessarily been completed at the time you use it.

11. Limitation of liability

To the maximum extent permitted by law, the operator and its contributors will not be liable for any indirect, incidental, special, consequential, or exemplary damages, or for any loss of profits, tokens, or data, arising from your use of (or inability to use) the Interface or the Protocol — including losses from smart-contract bugs, price movements, liquidity failure, oracle or AMM manipulation, third-party issuer default, wallet compromise, or network failure. Where liability cannot be excluded, it is capped at USD 100.

12. Indemnification

You agree to indemnify and hold harmless the operator and its contributors from any claim or demand arising out of your use of the Interface, your violation of these terms, or your violation of any law or third-party right.

13. Changes; severability; governing law

The operator may update these terms; material changes will be posted here with a new “last updated” date, and continued use after that constitutes acceptance. If any provision is held unenforceable, the rest remains in effect. These terms are the entire agreement between you and the operator regarding the Interface and supersede any prior understanding. [Placeholder — counsel to insert the operating entity, the governing law, and the dispute-resolution / arbitration clause (including any class-action waiver and venue).]

Privacy Policy

The Interface is designed to need as little personal data as possible. There are no accounts and no sign-up. This policy explains what is and isn’t processed when you use it.

What is processed

• Wallet address & on-chain activity. When you connect a wallet, the Interface reads your public address and its on-chain balances/transactions to render the UI. On-chain data is public and permanent by nature of the blockchain; the operator does not control it.
• Server logs. The API and hosting layer record standard request metadata (IP address, timestamp, user agent, path) transiently for security, rate-limiting, and debugging.
• Error telemetry. If enabled, unhandled errors are sent to a third-party error-monitoring service (Sentry) with a stack trace and technical context. This can include your IP and the URL you were on. It is used only to fix bugs.
• Local preferences. A first-party cookie staq:locale and browser localStorage keys store your language choice and UI state on your device. They are functional, contain no identifiers, and are not sent to any third party.

What is not done

• No accounts, passwords, names, emails, or KYC are collected by default.
• No advertising, no ad-tech trackers, no cross-site profiling.
• Personal data is not sold.

Third parties

Using the Interface necessarily involves: your wallet provider; one or more blockchain RPC providers (which will see your IP and the calls your wallet makes); the error-monitoring service above; the hosting/CDN provider; and image CDNs that serve asset logos. Each has its own privacy practices. If the WalletConnect option is enabled, its relay infrastructure is also involved when you use it.

Retention & your rights

Server logs are kept for a short rolling window and then discarded. Error reports are retained per the monitoring service’s default. You can clear the local cookie and storage from your browser at any time. Depending on your jurisdiction you may have rights to access or erase personal data the operator holds about you — [placeholder — counsel to insert the contact address and the applicable data-protection basis / DPO details if serving the EU/UK].

Risk Disclosure

Using the Protocol can lead to the total loss of the funds involved. In particular:

• Smart-contract risk. The contracts may contain bugs or vulnerabilities. They may be unaudited at the time you use them. A flaw can drain a pool or lock funds permanently.
• Price & manipulation risk. Prices come from on-chain AMM pools with no oracle smoothing. Thinly-traded pools can be moved sharply by a single trade; displayed prices and market caps can be manipulated.
• Liquidity risk. You may not be able to sell a token at or near its displayed price, or at all, if its pool is shallow.
• Tokenized-stock basis risk. A tokenized-stock asset may trade at any price relative to the instrument it references. Its issuer may be unregulated, may not hold any backing, and may fail. The operator does not vet issuers.
• Creator risk. Anyone can launch a token. A launch is not an endorsement. Creators can hold large allocations and sell into buyers.
• Liquidity-lock limits. A lock secures LP tokens for a period; it does not guarantee price, prevent the creator from selling their own token allocation, or protect against contract risk.
• Dividend-basket mechanics. On every buy, part of the BNB is swapped into the paired basket of tokenized-stock tokens and sent to you. If any leg of that swap cannot complete (e.g. a basket asset’s pool is too thin), the entire buy reverts and you keep your BNB minus gas. The tokens you receive from the basket carry all of the tokenized-stock risks above.
• Front-running / MEV. Pending transactions are public. Your trades may be front-run, back-run, or sandwiched, worsening your effective price beyond the slippage you set.
• Approvals & gas. Selling requires a token approval; a broad or stale approval is a standing risk. Network gas costs are volatile and are lost on a failed or reverted transaction.
• Governance & pause. The operator’s multisig can pause the protocol, change fees and parameters, and enable or disable which tokenized-stock assets can be used. A pause blocks buying and selling (withdrawals of already-unlocked liquidity remain available).
• No support or recovery. The operator cannot recover lost keys, reverse a transaction, refund a bad trade, or retrieve funds sent to a wrong address.
• Regulatory risk. The legal treatment of these assets is unsettled and varies by country. Rules may change, and access may be withdrawn in your jurisdiction.
• Irreversibility. On-chain transactions cannot be undone. A mistaken address or approval can cause permanent loss.

Only commit funds you can afford to lose entirely.